One in ten consumers are writing down their debit or credit card Pin or giving it to someone else, putting them at risk of losing money if their card is lost or stolen.
The research from Which? found that up to four million debit card owners and three million credit card owners either write down their Pin number or tell a friend or family member the code. A third keep their Pin number in their handbag or wallet and about another third keep a note of the code at home.
No refund for careless Pin behaviour
If a card is used fraudulently, card providers will only issue a refund for any money lost if the cardholder has taken reasonable care of both their card and account details. Both writing a Pin down and passing it on to another person is considered 'careless behaviour'.
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